Business Owners

As a business owner you have a particular set of financial challenges. Your time is in high demand, and your financial responsibility extends beyond yourself to your employees. We provide the below services to ensure you spend your time doing what you do best.

Buy-Sell Agreements

A buy-sell agreement is an integral part of planning for your business’ future. Without a buy-sell agreement in place, your business could face financial difficulties should an owner die, retire, or leave the business. To ensure your business remains in the right hands, we can help you review and fund a buy-sell agreement.

Deferred Compensation and Profit-sharing Programs

Deferred compensation and profit-sharing plans can help with employee retention and increase tax benefits to you. We help you find and implement the right plan for your business and your employees.

401(k), 403(b), and SIMPLE IRAs

Would you like to know which type of retirement plan is right for you and your business? We help with the implementation of 401(k), 403(b), and other defined contribution plan types, including a review of current investment strategies and cost structures on existing plans.

Employee Benefit Programs

A solid employee benefit program is essential to retaining and recruiting high quality employees. Our services include life, health, long-term care, and accidental death and dismemberment insurance, as well as 401(k), 403(b), deferred compensation, and profit-sharing retirement plans.

Key Person Insurance

Replacing a key person in your business can be devastating. Key person life insurance offers a death benefit that can help cover financial losses that occur should a key person pass away. We review existing policies to find better rates and benefits, and provide rates and terms for new policies.

Business Succession Planning

 Do you have a plan in place for how you will exit your business? We can work with you and your legal and accounting professionals to identify a succession plan that allows you to sell or transition your business to the next generation, a third-party, or a key employee.

Business Money Management and Investments

We offer full asset management for business investments, and review existing portfolios for better allocations and possible fee reductions.