Individuals & Families
Money is a tool that helps us accomplish many things in life, like buying a home, funding a child’s education, or creating income for retirement. Learning how to use the financial tools available to us and developing precise goals can play a key role in orienting our financial lives. For many, working with a financial advisor can help clarify their goals, define processes for working towards those objectives, and monitor progress towards their aims.
Every project needs a plan, and your financial life is no different. But because your life is unique, a financial plan should take account of those distinctive characteristics. The first part of the process is a discovery phase, where we learn about your financial background, current situation, and what matters in your life. We also use the discovery phase as an opportunity to introduce you to our team and our framework for thinking about personal finances.
Once we are more familiar with each other, we will start working together to build a financial plan that addresses your needs, opportunities, and dreams. These plans can include short, intermediate, and long-term time horizons, and cover every aspect of your financial life. Once we agree on a set of actions, we will play a role in implementing those decisions and monitoring progress through periodic review meetings.
Changes in life are the rule, not the exception. No financial plan will suit an individual forever, which is why we maintain an adaptive mindset. As your lifestyle, tastes, and desires change, it is imperative that your financial plan follow suit. We look forward to partnering with you for years to come, no matter what life may bring.
Comprehensive Financial Planning
We design and implement a custom financial plan tailored to you and your complete financial picture. We take into consideration all facets of your financial life, including your income needs and goals, and may collaborate with accountants, attorneys and other professions as needed.
Estate Planning
Would you like to leave something that will live on, even after you are gone? As a critical component of any financial plan, an estate plan can help ensure your personal wishes will be carried out in the manner you intended, and that your family’s financial needs will be met.
Retirement Planning
We all have dreams for retirement. Realizing those dreams takes foresight, planning and a serious investment in your future. Our aim is to help you create, establish and work toward your individual retirement goals today so you can feel more confident in your tomorrow.
Legacy Planning
Legacies are not just for the very wealthy or famous. Everyone has one and can benefit from legacy planning services. Whether you are an elementary school teacher or own a business, we can help you create a clear plan is reflective of your values, behaviors and community involvement. What legacy will you leave?
Retirement Income Solutions
Do you know how to make your income last in order to cover expenses for a long, secure retirement? A retirement income plan can help you establish sources of income in retirement and calculate just how much money you will need.
College Education Funding
The price tag for a college education continues to climb, which means it is more important than ever to save early to support your children and grandchildren. We will help walk you through the many possible college savings vehicles so you can find a strategy that works best for your situation.
Life, Disability and Long-Term Care Insurance
Insurance can help protect you and your family against the cost of accidents, illness, disability and death. We offer life, disability and long-term care insurance to help minimize the financial and emotional impact to your family should the unexpected occur.
